Our Methodology
How Each Program Works
Every Aurem Path program follows a deliberate instructional structure: introduce concepts in plain language, apply them to realistic Singaporean scenarios, give participants time to work through their own situations, then review and consolidate. This sequence produces comprehension that holds up after the sessions end.
Programs are intentionally unhurried. The pace follows participant understanding — not a fixed delivery schedule. Small group sizes (maximum 8) and individual engagements ensure this is practical, not just aspirational.
Concept Introduction
Clear, jargon-free explanation of each topic with definitions and context.
Singapore Scenarios
Worked examples using local financial instruments, CPF rules, and real market conditions.
Personal Application
Participants apply concepts to their own situation during sessions with facilitator support.
Written Deliverables
All programs include structured documents and worksheets participants keep after completion.
Program One
Financial Foundations for Young Adults
A thoughtfully paced introductory program designed for individuals aged 18 to 30 who are building their first financial framework. Covers essential concepts including income allocation, emergency fund strategy, debt management fundamentals, and the basics of compound interest. Sessions are interactive and scenario-based, allowing participants to apply concepts to their own situations in a supportive environment. The tone is encouraging and jargon-free throughout.
What's Included
- Four interactive sessions covering core personal finance topics
- Personal finance starter kit with reference materials
- 30-day habit-building challenge with structured check-ins
- Income allocation worksheet personalised to participant
Program Steps
- 1 Understanding your income and spending baseline
- 2 Building and protecting an emergency fund
- 3 Understanding debt — types, cost, and management
- 4 Compound interest, CPF basics, and long-range thinking
Program Two
Insurance Literacy and Needs Analysis
A practical program that helps participants understand Singapore's insurance landscape without any sales pressure. Covers life, health, critical illness, disability, and general insurance categories. Participants learn to assess their own coverage gaps through a structured needs-analysis framework, understand policy terminology, and evaluate existing plans objectively. Entirely vendor-neutral — focused solely on education.
What's Included
- Two workshop sessions covering all major insurance categories
- Personal needs-analysis worksheet (Singapore-specific)
- One follow-up review session to discuss conclusions
- Reference guide to Singapore insurance terminology
Program Steps
- 1 Understanding Singapore's insurance product categories
- 2 Applying the needs-analysis framework to your situation
- 3 Evaluating existing policies objectively
Program Three
Strategic Wealth Accumulation Planning
An in-depth advisory engagement for mid-career professionals aiming to build and preserve wealth over 10 to 20 years. Integrates asset allocation principles, risk profiling, regular savings plan evaluation, and property-related financial considerations into a cohesive long-term strategy. Participants receive detailed scenario analysis comparing different accumulation paths based on their current position. The process is collaborative, unhurried, and respects each participant's pace.
What's Included
- Five individual consultations over 12 weeks
- Comprehensive strategy document with scenario analysis
- Risk profiling assessment and written summary
- Bi-annual review access for 12 months post-completion
Program Steps
- 1 Financial baseline: current assets, liabilities, cash flow
- 2 Risk profiling and long-term objective definition
- 3 Asset allocation principles and Singapore-specific instruments
- 4 Property, CPF, and savings plan integration
- 5 Strategy document review and bi-annual access setup
Side by Side
Choose the Right Program
Not sure which program suits your current situation? This comparison may help.
| Feature | Foundations | Insurance Literacy | Wealth Planning |
|---|---|---|---|
| Best suited for | Ages 18–30 | Any working adult | Mid-career (30s–50s) |
| Duration | 4 weeks | 3 weeks | 12 weeks |
| Format | Small group | Small group | Individual only |
| Written deliverables | |||
| Follow-up access | 30-day check-ins | 1 review session | 12-month bi-annual |
| Program fee (SGD) | 240 | 350 | 1,100 |
All programs are vendor-neutral. Fees are all-inclusive. No hidden costs.
Shared Across All Programs
Professional Standards We Uphold
No Products Sold
Aurem Path receives no commission from any financial product. Education only — always.
Strict Confidentiality
Personal financial information shared in sessions is never disclosed to third parties under any circumstances.
Twice-Yearly Curriculum Review
All program content is reviewed and updated at minimum twice yearly to reflect regulatory and market developments in Singapore.
Small Group Integrity
Group sessions are capped at 8 participants. This is a non-negotiable commitment, not a target that gets quietly adjusted when demand increases.
Scope Transparency
We are clear about the distinction between financial education and licensed financial advice. Participants always understand what our programs can and cannot do.
Written Deliverables Always
Every program produces structured written materials. Learning should not depend entirely on notes taken in the moment.
Investment
Program Fees
All fees are all-inclusive. No add-ons, no upsells. What is quoted covers everything in the program description.
Program One
Financial Foundations
SGD 240
- 4 interactive sessions
- Finance starter kit included
- 30-day habit challenge
- 4 weeks duration
Program Two
Insurance Literacy
SGD 350
- 2 workshop sessions
- Needs-analysis worksheet
- 1 follow-up review session
- 3 weeks duration
Program Three
Wealth Planning
SGD 1,100
- 5 individual consultations
- Strategy document included
- 12-month review access
- 12 weeks duration
Not Sure Where to Start?
We'll Help You Find the Right Fit
A brief conversation is all it takes. Tell us where you are financially and we'll suggest the program that makes the most sense for your situation.
Get in Touch